When the prospects of being able to fairly meet our monthly obligations were gloomy (and prayer of faith for the same had grown fervent) we were offered a pre-approved personal bank loan of R7000 ($504 USD). For a start we already held two long-term credit as well as overdraft accounts with the bank. And while we continued to receive pre-approved short-term loan offers (payday like which we took as often as they were offered) from the same bank from July through December 2018, we looked in vain for the same loan type from January 2019 to the date of the loan offer in question (20th Feb). Also, because I (for the ministry’s sake) had had a season of slacking off the keeping of my secular business, I feared my gross monthly income (which the bank relies heavily upon) must have dropped and then the reason why we suddenly did not qualify even for the short-term offers that had for so many months been our portion.
So we at the time had no rational hope of pre-approved offers and ‘applied for’ loans, which were essentially declined every time due to my self-employment, were on the other hand not an option. Prayer then being the only valid hope, I would contend often with the Lord on how I did not wish to default any of my monthly obligations if I could help it (lest I should owe somebody – Romans 13:8). I would remind Him of how I slacked off the keeping of my secular business in the name of ministry. Which while I would ever understand if he should at any time maintain that it was not consistent with his will for me, that he could see that I had not just neglected the working with my own hands (1 Thessalonians 4:11).
On sundry days, wife would together with prayers not eat her breakfast until 11AM. A fasting type we adopted together when the ending of January 2019 threatened in a slightly similar manner. Then suddenly – just after prayer, I logged in to my online banking profile from a mobile device to query my account balance and the offer was just there. Which we now cannot stomach ascribing to any except in answer to evangelical prayer of faith.
Together with meeting of montly obligations, we are looking to use part of the sum to address the blemishes of the KIA’s body in attempt to improve its chances to sell (for which we already are asking peanuts). With which’ selling price we would then secured the desired lease house, address a few likeChrist Ministries’ operating expenses and try to wisely invest the balance in hope to subsidise income for the growing monthly obligations. Liking the most how this time around I got so resigned to the fact that he did not need to prepaire several days before the actual date of need. That if he was willing to help, he could help right on the due date 🙂 Dear God continue to show mercy!